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Pension providers

On these pages, we present various insurers providing earnings-related pensions and describe their administration, supervision, and competition between pension providers in the private sector. This website also contains data on the financial statements and market shares of pension providers, as well as statistics on transfers between pension insurance companies.

Different types of providers

Finnish earnings-related pension system has a decentralized administration. This means that there…

Governance

A typical feature of the governance of earnings-related pension providers is that…

Competition

Employers and self-employed persons in the private sector have the opportunity to…

Financial statements

Every year, in cooperation with the Finnish Centre for Pensions, we publish…

Operating expenses

Authorized pension providers are responsible for implementing statutory earnings-related pension insurance. Among…

Supervision

Authorized pension providers are responsible for implementing statutory earnings related pensions and…

Common guidelines and recommendations for the sector

In addition to legislation, the activities of authorized pension providers are governed…

Topical

Transfer statistics 3/2022 published

The number of earnings-related pension insurance policies transferred from one pension insurance company to another totalled over 5,200 between July-September:…