Welcome to TELA's website
We are an association looking after the interests of insurers providing statutory earnings-related pensions. Our mission is to strengthen the earnings-related pension system and to influence the sector’s general operating environment.
Topical
Solvency statistics of earnings-related pension providers at the end of March 2025
The Financial Supervisory Authority has published recent data on the solvency of earnings-related pension providers. The earnings-related pension providers’ solvency …
Circulation of earnings-related pension money in 2024 – figures updated
We have updated the figures describing the circulation of earnings-related pension money that are on our website. The new figures…
Financial statements and market shares updated for 2024
We have published a summary of the financial statements of earnings-related pension providers in cooperation with the Finnish Centre for…
Development of pension assets
Q1 of this year showed the importance of diversifying pension asset investments both geographically and by asset class, as the strong performance of the US stock markets dried up. The amount of employment-related pension assets fell by about one billion euro during Q1 2025, totalling EUR 270 bn at the end of March.
Amount of assets 31.3.2025 270 EUR billion
Return in real terms -0,8 per cent
Statistical database makes basic data on pension investments easily available
The data of your choice can be further processed for example in Excel.
Meet our experts
The pension system is like life itself: simple in theory but complicated in practice.
The pension system is like a woollen sock knitted with granny. Pension security is also knitted together by generations.
Jenni Heino, Manager, Communications (on family leave until autumn 2025)
The pension system is like an extended family’s shared summer house, which each generation maintains in turn.
The pension system is like the Barbapapas — cooperation and suitable transformations help to solve even the most difficult problems.
The pension system is like the North Star. It shines a steady light from its own location.
The pension system is like a dependable defender who works for the team and saves the match.
The pension system is like a mushroom: it grows and develops almost invisibly, but then becomes visible above ground, ready to be picked.
The pension system is like the Finnish national football team’s qualification match, that is, a joint dream shared by different generations.
The pension system is like a river, seemingly stationary but always in a state of flux.
Mikael Kulikoff, Director, Finance, Administration and Development
The pension system is like an umbrella — it provides shelter in different stages and situations of life.
The pension system is like Italy: constantly on the verge of bankruptcy but still going strong.
The earnings-related pension system is like a sweater. It’s easy to make add new rows to it, but it’s a lot harder to change the rows that have already been knitted.
The pension system is like a coastal cliff: it accumulates heat during the work years and releases it back in the twilight of one’s life.
The pension system is like the national Finnish basketball teams: every player has their own role, but regardless of age, success is built on openness, trust and a playing together.
The pension system is like the sea: sometimes rolling calmly, sometimes giving rise to foam crests.
Pirjo Sved, Assistant to the Managing Director and management
The earnings-related pension system is like making a blue cheese – few people know how to do it from beginning to end, but everyone has an opinion about the product itself.
Mikko Koskinen, Director, communications and public relations